The PBT Advantage
PBT offers a broad selection of Large Group health
insurance plans to members of CMS, ISMS, their families, and their employees. A Large
Group consists of 51 or more eligible employees. These plans offer uncompromising quality, flexibility and value.
In addition, PBT also offers Medicare Supplement plans to members and their
Physicians' Benefits Trust Life Insurance Company's (PBTLIC)
plans are comprehensive and cost-efficient insurance plans that are designed exclusively to meet the needs
of your group practice.
All plans are insured by PBT - a wholly owned subsidiary of ISMIE Mutual Insurance Company.