Important Notice: PBT is no longer accepting applications for Large Group Medical and Medicare Supplement

Medicare Supplement Insurance

Medicare Supplement (MediGap) Insurance:

Whether you or your spouse is age 65 or turning age 65, PBT provides members and their spouses with the opportunity to apply for coverage that supplements your Medicare Parts A and B coverage. PBT offers Medicare Supplement Plans A, F, and N. Premium rates for these PBT plans are competitively priced and help cover some of the costs not covered, or only partially covered, by Medicare.

For ISMS or CMS members and/or their spouses Turning 65:

Enrolling in Medicare Parts A and B at age 65.

You are automatically enrolled in Medicare when you turn 65 if you're receiving Social Security. Watch for a packet of Medicare information in the mail, which includes your Medicare card. If you don't get the package by your 65th birthday, contact the Social Security Administration at 1-800-772-1213 (TTY, call 1-800-325-0778.), 7 a.m. - 7 p.m., (Central Time) Monday through Friday.

If you are not receiving Social Security you need to enroll in Medicare yourself by calling or visiting the Social Security office nearest you. You can also learn more and enroll in Medicare by visiting Social Security Administration website

If you enroll during the three months prior to your eligibility month, your coverage will begin on the first day of your eligibility month, which is the month in which you turn 65. So, it's a good idea to enroll at least one month prior to your eligibility month. If you enroll during your eligibility month or during the three months after your eligibility month, your coverage will begin the first day of the following month.

The Outlines of Plan Coverage at the bottom of the page provide an overview of "What Medicare Pays" and "What You Would Pay" if you are enrolled in one of PBT's Medicare Supplement Plans- A, F or N.

Outlines of Plan Coverage, Premium rates & Enrollment forms: 

Plan A Outline of Coverage

Plan F Outline of Coverage

Plan N Outline of Coverage


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