The PBT Advantage
A broad selection of health plans and other valuable insurance solutions offering uncompromising quality, flexibility and value.
Physicians' Benefits Trust Life Insurance Company (PBTLIC) offers comprehensive and cost-efficient insurance plans, including health, Medicare supplement, dental, life, disability, and more that are designed exclusively to meet the needs of physicians, their families and employees. Our programs can be customized to suit your individual needs and the needs of your group practice. The health, dental and Medicare supplement plans are offered through the PBT - a wholly owned subsidiary of ISMIE Mutual Insurance Company.