Group Health Benefits Program:

PBT provides you and your employees a wide choice of coverage options within three plan types—

• Preferred Provider Option (PPO)
• Preferred Choice Indemnity
• Health Savings Account (HSA)-Qualified High Deductible Plans

This affords Group Practices with ultimate flexibility in designing an employee benefits package that best suits the needs of your practice and each covered employee.

Flexible Options:

• You have the option of paying the entire cost, or sharing the cost with your employees.
• Aside from the PBT Group Privilege option under the PPO plan, there are no minimum participation requirements—PBT will insure all or just a portion of your group practice.
• Each participant may select his or her own deductible (maximum three per group).
• You may offer a combination of all three plans to your employees on an individually selected basis.

Important Benefits of Any PBT Health Plan:

• Free and unrestricted choice of doctors and hospitals.
• No pre-certification or second opinion requirements (except for organ transplants).
• Coverage is guaranteed renewable.
• Premium is guaranteed for the first full year.
• All plans include $10,000 Group Term Life Coverage with Accidental Death and Dismemberment benefits for the primary insured.

NEW! The PBT Group Privilege Plan:

The PBT Group Privilege Plan is GUARANTEED to your group of 10 or more employees! Advantages include:

• Greater affordability with cost savings
• No medical underwriting requirements
• Available to groups of 10 or more full-time, eligible employees
• Requires 75% or more participation
• Available only on PPO Plans

Summary information on the three plan types is available in the Group Health Benefits Program Brochure.

To request a quote, click here. Please print, complete and fax to 312.922.2849 and a sales representative will contact you within 24 hours.

 Additional Products:

PBT also provides access to several other quality insurance plans. They include:

• Excess Major Medical
• Medicare Supplements
• Dental Coverage
• Supplemental and Dependent Term Life
• Long-Term Personal and Business Disability Income
• Long Term Care
• Weekly Short-Term Disability
• Accidental Death and Dismemberment

For more information on the Group Health Benefits Program or any of the additional supplemental plans offered, please call 1-800-621-0748.